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Insurance protection for the firearms and shooting sports industry

Firearms are big business in America, now accounting for more than $50 billion in economic activity. It has also consistently been one of the fastest-growing industries, up nearly 170 percent in last 10 years. And while manufacturers and dealers of rifles, shotguns, handguns, and ammunition make up the backbone of the industry, some of the most rapidly growing areas are specialty accessories and tactical shooting centers.

In addition to the many firearm and hunting accessory products offered in today’s marketplace, modern shooting centers are sprouting up across the country alongside the traditional “Mom & Pop” gun shops and firing ranges.  Some are even providing dining, hospitality, and country club-like services.  Boutique sporting arms makers, specialty gunsmiths, and innovative designs are proliferating.  The demand for modern and high-end products and services is growing. 

And with this growth comes opportunity, as well as a wide variety of risks. Risks that anyone doing business in the firearm industry needs to protect themselves against. 

Assessing Insurance Risks in the Firearm Industry

Liability insurance is a must have for businesses in the firearm industry, but sometimes it can be difficult to assess the risks, especially with laws that vary from state to state, and can impact insurance requirements in various ways.

Fortunately, our underwriters at Admiral Insurance Group are experts in assessing liability for all types of businesses in the firearms and shooting sports industry.  With experience underwriting liability coverage for a full range of businesses in the firearm industry, we are uniquely qualified to help our broker partners and their clients make sense of their risk and tailor policies to meet the needs of all kinds of fire-arm related businesses. The types of businesses we write policies for include:

  • Firearm and firearm-related products manufacturers, wholesale distributors, direct importers and retailers – including ammunition, component parts, replacement parts, and accessories
  • Gunsmiths
  • Indoor and outdoor shooting ranges including rifle, pistol, skeet, and trap
  • Firearm training centers

Contact your underwriter today for more information or send your submissions to your local Admiral office!

If you are a retail agent or broker with clients in the firearm industry, and looking for a wholesale insurance partner, locate an Admiral appointed broker today to help your customers get liability coverage that adequately protects their business.


Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers.  Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued.  Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.


Blake Dotson

Written by Blake Dotson

Blake Dotson is Casualty Executive Underwriter at Admiral Insurance Group. He has been in casualty underwriting for 35 years, having spent the past 25 years at Admiral.


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